County Programs

Qualifying Cypress residents may participate in several housing assistance programs administered by Orange County.

Mortgage Credit Certificate (MCC) Program – enables income-eligible first-time homebuyers to receive a federal income tax credit of up to 15% of the annual mortgage interest paid.

Mortgage Assistance Program (MAP) – provides silent (deferred payment) down payment assistance loans to assist low-income first-time homebuyers.

Housing Choice Voucher (HCV) Program – helps cover the difference between the rent a lower-income household can afford and the rent a participating landlord is charging. As of November 2022, the County is not accepting new applications for this program. Contact Orange County Housing Authority at (714) 480-2700 for more information.

HCV Homeownership Program – enables qualified HCV participants to use their housing assistance subsidies for mortgage payments rather than monthly rent.

Utility Assistance Programs

The utility companies that service Cypress offer programs that assist eligible lower income households with the cost of utility bills. For more information:

Southern California Edison

Golden State Water Company

Southern California Gas